As-Is Property Listing
Stone River Realty helps homeowners prepare and position an as-is property for the market, presenting its condition clearly while highlighting its location, features, and potential to interested buyers.
Selling a home as-is in Lubbock County can feel complex, especially when deciding how to position the property, determine value, and manage buyer expectations. Stone River Realty provides personalized seller representation, local market insight, pricing guidance, and support throughout the transaction, helping homeowners move forward with clarity while presenting their property honestly and strategically.

Personalized support for valuing, positioning, listing, and selling residential properties in as-is condition.
Stone River Realty helps homeowners prepare and position an as-is property for the market, presenting its condition clearly while highlighting its location, features, and potential to interested buyers.
Receive guidance on current market value using property condition, improvements, comparable sales, location, and local market trends to support a thoughtful listing strategy.
Get personalized support through listing preparation, buyer communication, negotiation, and the broader sales process, with local expertise focused on your goals and circumstances.
Selling as-is does not mean selling without a strategy. Stone River Realty helps Lubbock County homeowners understand their property’s market position, establish realistic expectations, and communicate condition details clearly to prospective buyers. With Lubbock-focused knowledge, personalized attention, and support throughout the transaction, the process becomes more organized and easier to navigate from initial valuation through closing discussions.

See how personalized market knowledge and attentive representation support more confident real estate decisions.
Experienced, local representation designed to make selling a home more manageable.
Loya Harrison Cobb has served the Lubbock community since 1995 and understands the local real estate market.
A broker’s license held since 1997 supports knowledgeable guidance throughout the selling process.
Personalized service helps sellers feel supported, informed, and treated like an extension of the family.
A broad professional network and Lubbock focus help connect sellers with informed real estate guidance.
Personalized real estate guidance from Loya Harrison Cobb.

Founder and Owner
Loya Harrison Cobb is the founder and owner of Stone River Realty, bringing nearly 30 years of dedicated real estate experience to the Lubbock community since 1995. A graduate of Texas Tech University, Loya earned her broker's license in 1997 and has since built a distinguished career, closing over $30 million in successful transactions. She holds prestigious professional designations, including the REALTOR® Institute (GRI) and Accredited Buyer's Representative (ABR), reflecting her deep expertise in guiding both buyers and sellers. Loya's approach is rooted in integrity, extensive local market knowledge, and a broad professional network within Lubbock, Texas. She is committed to providing personalized, attentive service that transforms the often-stressful process of buying or selling a home into a seamless and enjoyable experience, treating every client like an extension of her own family.
Selling a home as-is means the property is offered in its current condition, without the seller committing to complete repairs or improvements before the sale. Buyers still evaluate the property and may consider its condition when making an offer. Stone River Realty can help explain how the property should be presented and how condition details may affect the listing strategy.
Talk with Stone River Realty about your property and selling goals.
Stone River Realty provides locally focused real estate guidance for homeowners in Lubbock, Texas.
Lubbock, Texas
Primary Service Area
Lubbock Real Estate
Local Market Focus
Personalized Support
Seller Guidance
Contact Stone River Realty to discuss your Lubbock-area home sale.
Professional designation held by Loya Harrison Cobb.
Professional designation held by Loya Harrison Cobb.
Business license listed for Stone River Realty.
Share your property details and selling goals so Stone River Realty can discuss the next steps with you.
For immediate assistance, feel free to give us a direct call at (806) 790-5001. You can also send us a quick email at loyasrealestate@gmail.com.
For immediate assistance, feel free to give us a direct call at (806) 790-5001. You can also send us a quick email at loyasrealestate@gmail.com.